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First-time home buyers
As a first-time home buyer you probably have a lot of questions. I will sit down with you and listen to your mortgage needs. I walk through the financing process step by step as well as answer any questions you may have. I want to make sure you are comfortable with everything and understand the details of the mortgage contract you are about to receive.
Refinance
Are you looking to refinance your property to access some of the equity you have built up over the years?
Maybe you are wanting to pay off debts, renovate your home or buy an investment property. Give me a call to discuss your refinancing options and ensure you are securing the right product for your needs.
Purchasing a home
I work with a wide variety of clients, from first-time home buyers to experienced property owners. I will come up with a few options for you which will make sense and give you the confidence while you shop for the perfect property.
Dealing with a person you can trust is key!
Renewal
The best time to start looking at renewing your mortgage is 120 days, or 4 months, before your maturity date. You should never sign your bank’s renewal form without exploring your options. There is room for negotiations and you may have different goals and needs than when you originally shopped for your mortgage. Call me today for a review; I may be able to save you hundreds … or thousands … of dollars!